If you're thinking about buying a new or used car and need financing, the Itaú iCarros October 2025 Fair offers attractive conditions for individuals. Interest rates start at 1.38% per month, subject to credit analysis and the possibility of payment in up to 24 installments. For vehicles model year 2021 or newer, a minimum down payment of 40% is required; the remaining balance can be financed. This information facilitates planning for those seeking a balance between affordable installments and a variety of car options.

The contracting process is quite transparent: the CET (Total Effective Cost) varies according to the vehicle, terms, and conditions, but is always presented to the client before signing the contract. On the plus side, the car fair offers advantages such as online simulations, competitive rates, and even prizes via prepaid card for those selected during the promotion.

How to apply for financing: step by step

• Simulate your financing on the iCarros website;
• Choose the vehicle you want and check the conditions;
• Fill in your details for credit analysis;
• Please wait for Itaú's approval;
• Finalize the process and sign the contract digitally;
• Pick up your vehicle at the participating store after document verification.

Advantages of Itaú iCarros financing

The main highlight is the competitive interest rate, starting at 1.38% per month, rare in the national market for recent vehicles. The online simulation speeds up the decision, allowing you to quickly compare different vehicles and payment conditions.

Another advantage is the security of having a recognized financial institution like Itaú behind the transaction, in addition to promotional bonuses during the fair, such as prepaid card prizes, making the deal even more attractive for the buyer.

Points to consider before hiring

Among the drawbacks is the requirement for a minimum down payment of 40%, which may be difficult for those with limited resources. Additionally, the maximum term of 24 months may be limiting for those seeking longer payment plans or smaller installments.

Another important factor is the need for credit analysis and approval. In other words, even if all the requirements are met, approval is not guaranteed.

Final Verdict

Considering all factors, Itaú iCarros financing is ideal for those who already have a good amount for a down payment and are looking for practicality, fair rates, and a fast process. With promotional bonuses and simple contracting, it is one of the best options on the market in October 2025 for purchasing new or recently used cars.