Banco do Brasil's Vehicle Financing focuses on practicality and speed to attract customers. It's possible to finance up to 100% of the car's value, with monthly installments tailored to your income.

The maximum repayment term is 72 months, and there's the advantage of a grace period of up to six months before payments begin. For hybrid and electric vehicles, the bank offers special rates, making it attractive for those seeking sustainable savings.

The contract can be finalized entirely online via the app, making the process quick and easy. It's also possible to skip one or two payments during the year, depending on the customer's needs.

How to apply step by step

1. Download the Banco do Brasil app.
2. To run a simulation, provide the vehicle model and price.
3. Select the desired terms, deadline, and amount.
4. Send the requested documentation digitally.
5. Please wait for analysis and response in the app or via email/SMS.

Main advantages

The option of a grace period of up to six months is excellent for those who want to organize their budget before starting to pay.

Another highlight is the credit of up to 100% of the vehicle's value, facilitating the purchase without the need for a large down payment. Contracting is simple and quick through the app.

Negative points

Credit analysis can be rigorous, restricting approval for those with financial limitations.

Financing is subject to rate variations depending on the client's profile, which may be less advantageous depending on the case.

Verdict

Banco do Brasil offers flexible and adaptable vehicle financing with excellent terms, especially attractive for those who value convenience and wish to finance sustainable vehicles.