The Mobiauto Fair, in partnership with Banco PAN, offers one of the most flexible and digital financing options in Brazil. You can finance cars, motorcycles, or trucks with rates starting at 2.67% per month (37.23% per year) — values from January 2022. Installments go up to 60 months, with the possibility of financing up to 100% of the vehicle's value, whether new, pre-owned, or used, subject to credit analysis.

The process is entirely online, without bureaucracy, from the simulation to the signing of the contract, which makes everything faster. And, in case of unforeseen events, there are also insurance options associated with the financing to increase your peace of mind throughout the payment period.

How to simulate and apply for your financing.

1. Enter your CPF (Brazilian tax identification number) in the Mobiauto simulator to receive an initial quote in just a few minutes.
2. Choose the vehicle, adjust the down payment and total financing amount according to your needs.
3. Select the installment amount that best suits your budget.
4. Complete the document submission and wait for a specialist consultant to contact you.

Main positive points

In addition to the entirely digital process, the great advantage lies in the flexibility: you choose values that are well-suited to your current financial situation. Approval can include up to 100% of the vehicle's value, which is rare in the market.

Another advantage is the extended payment term: up to 60 months, making it easier for those who want more manageable installments. The optional insurance can also protect against unforeseen events.

Points to note

Financing is subject to credit analysis, which may disqualify applicants with a compromised financial history.

Furthermore, when financing without a down payment, the interest on the total amount may be higher—a common practice to offset risks. Also pay attention to administrative fees.

Final verdict

The Mobiauto Fair with Banco PAN presents an agile, modern, and secure solution, especially for those seeking ease, speed, and a good credit analysis. It's a great choice for those who value practicality and want to finance up to 100% of the vehicle's value, but require caution in analyzing the total interest rates.