Itaú's Vehicle Financing stands out for its fully digital process, from simulation to contract signing. According to the bank, interest rates are among the best on the market, and it's possible to finance new, used, or pre-owned vehicles with complete security and flexibility. Terms can reach up to 60 months, with personalized conditions, including options with or without a down payment.

Step-by-step instructions for requesting

1. Access the Itaú app and search for Vehicle Financing.

2. Run the online simulation, providing your car details and prices.

3. Analyze the options for down payment, term, and installment amount.

4. Send the requested documents directly through the app.

5. After approval, digitally sign the contract and wait for payment to the seller.

Advantages of Itaú Financing

The 100% digital process provides convenience to the customer, eliminating bureaucracy and in-person visits. Credit assessment is fast and transparent.

Bank customers can obtain special conditions, such as discounts on car insurance and the possibility of postponing up to two installments in situations of financial hardship.

Disadvantages of Itaú Financing

Despite the conveniences, account holders have more advantages in the process. Those who are not clients may face in-person steps or intermediation by partners.

Financing is limited to vehicles up to 20 years old, and motorcycles can only be financed through partner dealerships.

Verdict

Itaú Vehicle Financing is an excellent option for those seeking convenience, speed, and fair rates to buy their car.

The digital experience is a strong differentiator. It's worth checking if the conditions fit your budget and profile.