Itaú Vehicle Financing stands out for providing a fully digital experience, from simulation to contract signing, without the need to leave home. Credit approval is usually quick, and interest rates are among the most attractive currently available. Payment terms can reach up to 60 months, catering to both customers seeking new and used vehicles.

Furthermore, Itaú offers flexible options for different profiles, whether for account holders or not. The process is simplified, with easy tracking through the app and the possibility of paying installments in advance, changing due dates, and viewing payment slips without bureaucracy.

How to hire: step by step

1. Log in to the Itaú app and access the product menu, selecting vehicle financing.

2. Simulate your desired conditions: down payment, term, and installment amount.

3. After credit approval, provide the vehicle and seller details.

4. Sign the contract digitally through the app.

5. The money is transferred directly to the seller, and you pick up the car.

Positive points

One of Itaú's major differentiators is its digital journey, facilitating all stages without the need for travel. Access to special conditions, such as discounts on car insurance, also attracts many customers.

Another strong point is the financial flexibility offered, such as the possibility of postponing up to two installments in case of budget constraints, guaranteeing more peace of mind for the client.

Negative points

Despite the advantages, the best rates are usually only offered to account holders, and the credit check requirement may deter some types of customers.

Another possible point of attention is the age limit of the vehicle to be financed, which must be a maximum of 20 years old, excluding older models.

Our verdict

Itaú Vehicle Financing is a solid, reliable, and practical option for those seeking transparency, competitive rates, and less bureaucracy. It's worth comparing before deciding.