Banco PAN's Vehicle Financing is one of the leading options on the Brazilian market for those who want to buy a new car or motorcycle with competitive rates and easy contracting. The offer features rates starting at 1.55% per month and the possibility of paying the first installment in up to 45 days, providing significant financial relief at the beginning of the contract. It's possible to finance up to 100% of the vehicle's value and have up to 60 months to pay off the installments, making the payments very affordable.

Step-by-step process for hiring

1. Choose your vehicle on our partner platform, Mobiauto.
2. Run a no-obligation online simulation and review the conditions.
3. Finalize the proposal and sign the digital contract at a partner store.
4. Receive your vehicle after approval, with fast and digital service.

Main advantages

The main advantage of PAN financing is its flexibility: you can finance up to 100% of the car or motorcycle value, start paying the first installment in up to 45 days, and even have extended terms of up to five years. The digital 100% process simplifies contracting, reduces bureaucracy, and speeds up approval.

Points to note

On the other hand, the best rates are subject to credit analysis and vary according to the client's profile. In addition, there are fees and additional costs, such as property appraisal and IOF (tax on financial transactions), that need to be considered in the final financing budget.

Verdict

PAN Vehicle Financing is an attractive option for those seeking convenience and fair rates when purchasing a new or used vehicle. The application process is simple, and the institution's reputation reinforces confidence in the choice. It's important to pay attention to the terms and conditions and run simulations before finalizing the contract.