Car financing through iCarros Itaú has stood out for the ease it offers, including interest rates starting at 1.39% per month (subject to approval), terms that typically reach up to 60 months, and plans for both new and used vehicles, remembering that it is usually subject to credit approval and a check for restrictions.

To apply, simply access the iCarros platform, simulate the value of your desired vehicle, provide your personal information, choose the ideal financing plan, and submit the requested documents for credit analysis. After approval, you just need to sign the contract and finalize the purchase of your car.

Step-by-step instructions for requesting

First, access the iCarros website or app. Then, use the simulator to calculate the installment amount. Fill in your information correctly so that the analysis happens faster. Choose Itaú bank as the financier, send the required documents, check the analysis result and, if approved, digitally sign the contract.

Main advantages

The main highlight is the competitive interest rate, which facilitates the buyer's financial planning. Furthermore, the digital process greatly simplifies the experience. Another significant advantage is the flexibility to choose the down payment amount and the number of installments according to your economic situation.

Points to note

Like any credit transaction, approval depends on the client's financial profile and credit score, and there may be differences in the final rates. Another point to consider is that financing may include administrative fees and extra charges in some cases, which requires careful attention to the contract.

Our verdict

Vehicle financing, through iCarros in partnership with Itaú, presents itself as a reliable and accessible option for many Brazilians. As an independent channel, we've found it particularly attractive for those seeking speed, easy approval, and transparency in the process. We recommend running a simulation to understand all the conditions before proceeding with the contract.