Itaú's vehicle financing is an attractive option for those seeking low rates, flexible terms, and a fast process. The bank offers up to 60 months to pay, and the entire process can be completed through the app, without bureaucracy or queues. This ensures greater autonomy and convenience when purchasing new or used cars.

Itaú's offer is accessible, with the possibility of quick credit approval after a simulation, and it's entirely digital. You don't need to be an account holder to apply, and the process includes the option to finance cars from dealerships, stores, or private sellers. To further protect the buyer, there are car insurance options and extra solutions integrated into the financing.

How to hire: step by step

To apply for vehicle financing at Itaú, simply access the bank's app, navigate to "products" and choose "vehicle financing". Then, simulate the financing, choose the down payment, term, and installment amount. Provide the car and seller's information and sign digitally through the app. After credit approval, the bank pays directly to the chosen seller. Simple and practical!

Positive points

One of the major advantages is the speed of credit evaluation and the flexibility to adjust installments, down payment, and term according to the client's profile. Digital service and the ability to control everything through the app are also excellent benefits. Additionally, Itaú offers special conditions on insurance and allows for prepayment of installments if you wish to pay off the loan earlier, besides being a solid and reliable option.

Negative points

On the other hand, some limitations can be noted, such as the restriction on financing for motorcycles, which is only possible through partners. Also, financing for cars over 20 years old is not permitted. Finally, even with digitalization, during periods of high demand the approval process may take a few extra days.

Final verdict

Itaú's vehicle financing offers speed, good conditions, and transparency in the process, making it a great choice for those seeking security and ease. However, it's worth checking if your profile meets the bank's requirements and simulating the conditions before deciding. An excellent choice to make the dream of owning a car a reality.