If you're looking to buy your next car without complications, Itaú's vehicle financing could be an interesting option. Itaú's offer stands out for its reduced rates, integrated digital process, and the added incentive of competing for R$ 100,000. With contracting available directly through the app, customers can access flexible payment terms of up to 60 months, in addition to obtaining credit approval in minutes after the simulation.

How to apply: step by step

1. Download the Itaú app and log in.
2. Access the “Products” menu and select “Vehicle Financing”.
3. Simulate the conditions, choose the ideal down payment, term, and installments for your profile.
4. Fill in the vehicle and seller details.
5. Sign the entire contract securely through the app itself.
6. After approval and signature, Itaú makes the payment directly to the seller.

Positive points

The ease of the 100% digital process in the Itaú app is one of the great advantages for those who want speed and simplicity in contracting. The customer can simulate different scenarios without obligation, guaranteeing total transparency. Another highlight is the possibility of postponing up to two installments in case of financial difficulties and of conveniently paying installments in advance through the application.

Negative points

On the other hand, non-account holders have a less simplified contracting process, needing to use partners to finalize the negotiation. Furthermore, the financing only covers vehicles up to 20 years old and requires rigorous documentation, which may restrict some options for the buyer.

Final verdict

Itaú Vehicle Financing is especially recommended for account holders seeking convenience, speed, and competitive rates. The digital process and terms of up to 60 months offer flexibility to the buyer. However, if you are not an Itaú customer, there may be extra steps involved. In short, it is a reliable and modern solution, ideal for those who value convenience when purchasing a car.