Banco PAN's vehicle financing stands out for offering interest rates starting at just 1.55% per month, one of the most competitive among Brazilian financial institutions. Customers have the possibility of financing up to 100% of the vehicle's value, with a payment term of up to 60 months and the first installment payable in up to 45 days, providing greater budget flexibility.

All processes are digital, from simulation to contract signing, optimizing time and speeding up the acquisition of your new car or motorcycle. Credit analysis is quick, and the contract can be finalized both online and at one of the many partner stores throughout Brazil.

How to hire: Step by step

1. Find the vehicle you're interested in on the platform indicated by PAN.
2. Run the online simulation to find out prices, rates, and terms.
3. Go to the partner store to negotiate and take a test drive.
4. Finalize your contract digitally and celebrate your achievement!

Advantages of PAN Financing

The main highlight is the rate starting at 1.55% per month, accessible to different customer profiles. The extended term of up to 60 months and the start of payments in up to 45 days facilitate financial planning.

Digital signatures and a fully online process ensure convenience and eliminate bureaucracy, making financing much faster and more modern.

Points to consider

Even with low rates, the loan is subject to credit analysis, and the final terms may vary depending on the client's profile.

In addition to interest, the CET (Total Effective Cost) includes fees, IOF (Tax on Financial Operations), and other charges. It is important to carefully analyze the total amount financed and the effective cost before proceeding.

Verdict

PAN's Vehicle Financing is an excellent option for those seeking ease, competitive rates, and a longer repayment period. A key feature is the 100% online process, with quick response times and numerous partner companies.